No Upfront Fees
We only get paid when you get paid. Our fees are contingency-based.
Complete Documentation
We handle all paperwork and filing requirements for your claim.
Expert Team
Our experienced team knows surplus recovery inside and out.
Transparent Process
You'll know exactly what's happening every step of the way.



We obtain all necessary court documents and sale records from the county.
We prepare and file your complete claim package with proper documentation.
Upon approval, surplus funds are disbursed directly to you.
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“I had no idea I was owed surplus funds. Breakthrough made the process simple and recovered money I never knew existed.”
“Professional service from start to finish. They handled everything and kept me informed throughout the process.”
“I tried handling this on my own and kept hitting delays. Once I worked with Breakthrough, everything was prepared correctly and submitted the right way.”
“The process was straightforward and professional. No upfront fees, no pressure—just clear communication and follow-through. I would’ve never claimed these funds without help.”
Surplus funds are excess money left over after a property is sold at a tax deed sale or foreclosure auction for more than what was owed in taxes, liens, mortgage debt, and associated fees. This excess money rightfully belongs to the former property owner.
You may be owed surplus funds if your property was sold at a tax deed sale or foreclosure auction and the sale price exceeded the amount owed. Our free eligibility check can quickly determine if you have a valid claim.
Surplus amounts vary widely, from hundreds to tens of thousands of dollars. The amount depends on your property's sale price versus what was owed in taxes, liens, or mortgage debt. We've helped clients recover anywhere from $1,000 to over $100,000.
Yes, there are strict deadlines that vary by county, typically ranging from 2-4 years from the sale date. These deadlines are firm and missing them means losing your right to recover the funds permanently. Don't wait - contact us immediately if you think you may be owed surplus funds.
We work on a contingency basis - you pay nothing upfront. Our fee is only collected when we successfully recover your surplus funds. The specific percentage will be clearly outlined in your service agreement before we begin work on your case.
Most surplus recovery cases are completed within 60-90 days from start to finish. However, the timeline can vary depending on county procedures, case complexity, and whether there are multiple claimants involved.
You'll need basic property information (address, approximate sale date), valid identification, and any property documents you may have. We handle obtaining most of the required documentation from county records.
While we work diligently to recover surplus funds for all eligible clients, we cannot guarantee specific results. Success depends on various factors including property records, county procedures, and legal requirements that are beyond our control.
To be eligible, you must have been the legal owner of the property at the time of sale, the property must have been sold for more than what was owed, and the claim must be filed within the statutory deadline. We can quickly assess your eligibility with our free evaluation.
You may still be eligible if you legally owned the property at the time of the sale. This includes properties you inherited, purchased, or acquired through other legal means. We can help determine your eligibility regardless of how you obtained ownership.
Bankruptcy doesn't automatically disqualify you from surplus recovery, but it can complicate the process. We have experience handling surplus claims involving bankruptcy situations and can help navigate any additional requirements.
When multiple parties have potential claims to surplus funds, the process becomes more complex. We have experience coordinating with other claimants and ensuring our clients receive their rightful share according to legal priority and property ownership records.
Surplus funds recovery is a legitimate process established by Florida law. However, there are scams in this industry. We are a legitimate business with transparent processes, contingency-based pricing, and clear communication throughout the process.
Yes, property owners can file surplus claims independently. However, the process involves complex legal requirements, strict deadlines, and detailed county-specific procedures that most people find challenging to navigate alone. Our expertise helps maximize success and minimize delays.
We offer no upfront fees, experienced expertise in Florida surplus recovery, transparent communication, and coverage across all 67 Florida counties. Our contingency-based pricing means we're motivated to maximize your recovery.
Once surplus funds are recovered, they are disbursed according to county procedures. Our fee is deducted from the recovery amount, and you receive the remaining funds. We provide complete documentation of the recovery and disbursement process.
Start with our free eligibility check, which takes just 2 minutes. If you're eligible, we'll provide a detailed explanation of your case and our services. There's no obligation and no cost for the initial assessment.

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